ICICI Cheque Book: Request Process, Charges, Delivery, and Printing on ICICI Cheques

Courier to the registered address, typically 3 to 7 working days. Dispatch SMS includes tracking; iMobile shows request status end to end. Undelivered books return to the base branch for collection with ID.

The dispatch SMS includes the courier name and consignment number for real-time tracking. iMobile's request status section mirrors this and adds the bank-side processing stage. If you do not receive the dispatch SMS within 3 working days, check the request status in iMobile; a request stuck in "pending" may indicate an address or KYC issue.

Undelivered books return to the base branch after failed courier attempts. ICICI does not auto-redispatch, so if tracking shows "returned to sender," visit the base branch with a government-issued ID to request re-dispatch or counter collection. For metro addresses, delivery is often 3 to 4 days; tier-2 and tier-3 cities may take the full 7 working days. If you need cheques urgently, ask the branch about emergency loose-leaf issuance at its discretion.

Standard CTS-2010 layout with ICICI's styling. All universal rules apply: no overwriting, words-figures match, specimen signature, 3-month validity. ICICI mandates Positive Pay for cheques of ₹5 lakh and above and offers it from ₹50,000; submit through iMobile or internet banking when you issue. See the PPS guide. See how to write a cheque. See the cheque validity guide.

Each rule maps to a specific clearing rejection reason. Overwriting triggers an image-mismatch flag at the clearing house, because the CTS image-based system treats any visible alteration as a potential fraud indicator. A signature that does not match the specimen ICICI holds is the second most common return cause, preventable by signing exactly as you did at account opening. The 3-month validity window starts from the date written on the cheque, not the date of issuance, so a post-dated cheque presented early will also be rejected.

Positive Pay deserves attention for high-value cheques. ICICI's mandate covers cheques of ₹5 lakh and above, but the system accepts submissions from ₹50,000 onward, and submitting for every cheque above that threshold is good practice. The submission window is the same calendar day you hand over the cheque; if you miss it, the clearing bank may return the cheque even if funds are available. iMobile is the faster submission channel for most users, since the app pre-fills account details and only requires the cheque-specific fields.

ChequeGuru's pre-configured ICICI Bank template prints payee, amounts, date and crossing precisely onto ICICI leaves through any office printer, and logs every cheque in the register. For businesses on ICICI current accounts, the register doubles as the source of exact values for Positive Pay submissions, eliminating the retyping errors that cause PPS mismatch returns. See all bank templates. See the manage cheques tutorial.

The PPS mismatch problem is worth understanding. When you handwrite a cheque and then separately type its details into ICICI's Positive Pay form, any keystroke error in the amount or cheque number causes the clearing system to flag the cheque as a mismatch and return it, even if funds are available and the payee is correct. The register eliminates this failure mode because the printed cheque and the PPS submission draw from the same data source, so the two always match.

The time savings compound the value. Handwriting a 25-leaf book carefully takes a focused person most of an afternoon; printing the same 25 leaves through ChequeGuru takes under five minutes, and every field lands in its designated zone with no risk of a words-figures mismatch. At month-end, the register exports cleanly to your reconciliation workflow, closing the loop between issuance, clearing, and accounting without manual transcription. For businesses running payments across multiple ICICI current accounts, the template system scales without reconfiguration: each account maps to the same ICICI leaf geometry, so switching between accounts is a dropdown selection.